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Terms and conditions of use for subscribers

 

The terms and conditions below make up your contract with STRIDE and govern your use of the STRIDE website (this Website).  STRIDE reserves the right to change, modify or add to these terms and conditions from time to time. You are recommended to familiarise yourself with these terms and conditions from time to time. By continuing to use the Website, you agree to be bound by any such amended terms.

References in these terms and conditions to STRIDE are references to Stride Investment Ltd, a company incorporated under the laws of the Republic of the Seychelles (and references to we, us and our are to be construed accordingly). References to you and your include any corporate user of the Website (and, where the context so permits, any individual officer or employee duly authorised by that corporate user).

Any reference to these terms and conditions is a reference to them as they may be amended from time to time.


PART A – INVESTMENT WARNINGS AND SERVICE LIMITATIONS

In this Part A we provide warnings which you must consider and understand before engaging in any investment activity, risk factors of which you must be aware and information which is relevant to the scope of the service which STRIDE provides.

  1. The information on this Website is intended to assist well-informed, sophisticated investors with experience of managing their own investment portfolios to make better investment decisions. It does not provide a comprehensive resource for inexperienced investors.

1.1 STRIDE calculates financial indicators and provides financial data and news on listed investments in order to facilitate value investing. The valuation tools provided by STRIDE provide information only. In particular, any values provided are based on our modelling algorithms and rely upon certain assumptions which we have applied across the entire market. The use of the information which appears on this Website requires that you exercise your own judgment and skill.

1.2 Owing to errors in information provided by listed companies, information provided on this Website may be inaccurate and this may affect the outcome of any analysis or valuation activity undertaken by STRIDE. You should always verify information which appears on this Website. STRIDE is unable to warrant that any information which appears on this Website is accurate or free from omissions.

  1. None of the information on this Website constitutes (or should be construed as constituting) a recommendation, invitation or inducement to buy, sell or hold any investment or to adopt any particular investment strategy.

2.1 STRIDE is not authorised to give investment advice. Nothing which appears on this Website constitutes advice.STRIDE is purely an informational tool to assist you in analysing investments and strategies and is not to be relied upon for any purpose including, without limitation, in making any investment decision.

2.2 Investments identified as part of an investment screening process should not be regarded as having been recommended, but instead as potential investments deserving of further investigation. Whilst STRIDE’s investment screening process may help to identify investments which satisfy certain requirements, you must make your own decisions based upon your personal criteria for managing your investment portfolio.

2.3 Any decision to buy, sell or hold any investment or to adopt any particular investment strategy must be based on personal factors including appetite for risk, the duration of any potential investment and ethical considerations. STRIDE does not provide any guidance on whether an investment is suitable for any individual investor.

2.4 By accessing and using this Website, you acknowledge and agree that you will be solely responsible for the consequences of any action which you take wholly or partly on the basis of the information provided by STRIDE.

  1. The information on this Website does not take into account your personal circumstances or investment criteria or legal, regulatory, foreign exchange or tax issues.

3.1 You must consider whether the laws of the jurisdiction in which you are based prohibit you from accessing the information available on this Website (whether by reason of your location, residence, nationality or otherwise) and, if you are so prohibited, you must not access that information.By accessing and using this Website, you confirm to us in legally binding terms that the laws of the jurisdiction in which you are based do not prohibit you from accessing the information available on this Website.

3.2 You must also consider the impact which legal, regulatory, foreign exchange or tax rules or controls will have on you if you engage in any investment activity. Consult an adviser with appropriate expertise if you are unsure about any such rules or controls.

3.3 Your personal situation may mean that the information provided on this Website is unsuitable for you and your investment strategy.

  1. Past performance of investments is never a guide to future performance. The value of investments can go down as well as up. There can be no guarantee that investors will receive the amount originally invested.

4.1 These risks do not apply to some investments only, to some industries only or to some markets only. Any investment in shares is subject to these risks. The price of investments will fluctuate and may be volatile. Some investments may be less liquid than others and investors may not be able to realise all of their investment immediately upon choosing to do so. The performance of any investment may vary significantly as a result of factors which cannot be predicted and results may differ to a material extent from the expectations of securities analysts and professional investors.

4.2 The price of any investment may fluctuate in response to numerous factors, many of which do not accurately reflect the underlying value of the relevant company. Variations in the operating results of the relevant company, divergence between financial results and analysts’ expectations, changes in earnings estimates by analysts, general economic conditions, overall market or sector sentiment and legislative or regulatory changes can all have significant impact upon the price of an investment.

4.3 This Website may include statements that are, or may be deemed to be, forward-looking statements. These forward-looking statements can be identified by the use of forward-looking terminology, including the terms anticipates, believes, continues, could, estimates, expects, hopes, intends, may, plans, projects, seeks, should, targets, will or would or, in each case, their negative or other variations or comparable terminology. These forward-looking statements, by their nature, refer to matters which are not historical facts and involve risk and uncertainty because they relate to events and depend on circumstances that may or may not occur in the future. Future-looking statements are not an assurance of future performance.

4.4 Investments should only be made by investors able to sustain a total loss of their investment.

  1. The information on this Website is made available to you on and subject to STRIDE’s terms and conditions of business. These terms and conditions of business are reviewed and updated from time to time.

By accessing and using this Website, you confirm that you have reviewed STRIDE’s terms and conditions of business and that you agree to be bound by them without reservation or exception.

  1. If you are in any doubt about any action which you should take, the merits or risks involved with investments generally or the information on this Website, you should consult an adviser authorised to provide relevant financial services. STRIDE recommends that you always consult an authorised adviser before making any investment decision.

PART B – YOUR RELATIONSHIP WITH STRIDE

  1. You may not access or use any of the subscriber-only content and features of this Website (the Premium Service) without a valid subscription from STRIDE and provided that you continue to:

1.1 comply with these terms and conditions (as amended from time to time); and

1.2 pay subscription amounts payable by you.

To obtain a subscription, you must register for the Premium Service by completing the online registration form available on this Website. Your subscription will not be valid unless and until STRIDE accepts your registration. By registering for the Premium Service, you represent and warrant that all registration information that you provide is true, complete, and accurate, and you agree to notify STRIDE promptly of any changes to that registration information. This notification shall be effected by editing your user profile.

So that we can stay in touch with you, it is vital that you keep the information in your user profile up to date at all times. You will be deemed to receive any notice which we send to the e-mail address which you provide in your user profile upon the expiry of the period of 24 hours which commences at the time that notice is sent.

If you have any questions or comments regarding your Premium Service subscription or the features or functionality of this Website, please contact us using the form here.

  1. What you are allowed to do

Subject to these terms and conditions, we hereby provide you with a non-exclusive, revocable, non-transferable and non sub-licensable licence to do the following:

2.1 browse this Website and view the information on it for your own personal, non-commercial use; and

2.2 print off pages from the Website to the extent reasonably necessary for your use of this Website in accordance with paragraph 2.1 above,

provided that at all times you do not do any of the things set out in clause 3 of this Part B.

  1. What you are not allowed to do

Under no circumstances may you:

3.1 systematically copy (whether by printing off onto paper, downloading, storing on disk or in any other way) substantial parts of, or the whole of, this Website;

3.2 remove, change or obscure in any way anything on this Website or otherwise use any material contained on this Website except as expressly authorised in these terms and conditions;

3.3 reproduce, retransmit, disseminate, sell, publish or broadcast this Website or any portion of it, whether online or otherwise, or use this Website or anything available on it in connection with creating, promoting, trading or marketing investment products, whether for a charge or otherwise, without our express written consent;

3.4 use this Website for any improper or unlawful purposes or fail to comply with any applicable laws, statutes or regulations that apply to your access or use of this Website or any information taken or derived from it;

3.5 if you are an individual, use this Website (or any part thereof) if you are less than 18 years old; or

3.6 use log-in details or passwords belonging to any other person (except in circumstances where you are an Authorised User).

  1. No Investment Advice

Without prejudice to the generality of Part A, you acknowledge and agree that:

4.1 we do not provide investment advice and that nothing on this Website constitutes (or should be construed as constituting) investment advice and that you will not treat any of this Website's content as such;

4.2 we do not recommend any financial product;

4.3 we do not recommend that any financial product should be bought, sold or held by you;

4.4 nothing on this Website should be construed as an offer, nor the solicitation of an offer, to buy or sell securities by us; and

4.5 information which may be referred to on this Website from time to time may not be suitable for you and that you should not make any investment decision without consulting an adviser authorised to provide relevant financial services.

  1. Your personal information

Our use of your personal information is governed by STRIDE's privacy policy, which forms part of these terms and conditions. The privacy policy is reviewed and updated from time to time and can be reviewed here.

  1. Copyright and Trade Marks

6.1 All copyright and other intellectual property rights in any material (including, without limitation, text, photographs and other images and sound) contained in this Website is either owned by us or our third party content providers. You are only allowed to use this Website and the material contained in this Website as expressly authorised in these terms and conditions.

6.2 The Website contains certain trade marks. All trade marks included on the Site are the property of STRIDE or our content providers. You are not allowed to copy or otherwise use any of these trade marks in any way except as expressly authorised in these terms and conditions.

  1. Subscription and Service

7.1 You may be offered a free trial subscription to the Premium Service, beginning on the date on which STRIDE accepts your registration. If so, you will be notified of the length of the trial subscription upon registration. If you do not terminate your subscription to the Premium Service prior to the expiry of any trial period by notifying STRIDE using your user profile controls, the initial term of your regular paid Premium Service subscription will start immediately upon expiry of the free trial period, will (subject to clause 8 of this Part B) continue for the length of time that you selected when you registered and will continue renewing automatically until terminated in accordance with clause 8 of this Part B. The subscription fee in effect at the time of that expiry will automatically be charged to the credit card, debit card or other payment mechanism selected by you using your user profile controls.

7.2 References in these terms and conditions to the Subscription Term shall refer to the monthly, annual or other term of your subscription then in effect, regardless of whether it is the initial term or any renewal of that term. Subscription fees are payable notwithstanding that the Premium Service is not used by a subscriber (or by any of its Authorised Users) during the Subscription Term.

7.3 We will send an e-mail to the e-mail address which you provide in your user profile as the expiry of each Subscription Term approaches. That e-mail will contain information relating to the then current subscription fee.

7.4 If you have taken advantage of a free trial subscription for the Premium Service during the past two years, you will not be eligible for a free trial subscription and instead your regular paid Premium Service subscription will commence immediately.

7.5 As soon as STRIDE accepts your registration, access to the Premium Service will be immediately available to you and we will have commenced the provision of services to you. By registering, you are requesting that STRIDE commences the provision of services to you immediately and, accordingly, you will lose any right to terminate your subscription to the Premium Service which you may have under the Consumer Protection (Distance Selling) Regulations 2000 or any similar legislation.

7.6 If you are an individual, your subscription is personal to you, and you may not share your subscription with any person other than immediate family members living in the same household. We may request that you notify us of the names of any immediate family members with whom you share your subscription from time to time and you shall comply with any such request within five days of the date of that request using your user profile controls. You shall be responsible for any unauthorised use of your subscription.

7.7 If you are a corporate subscriber, you may not share your subscription with any person other than your duly authorised officers and employees. We may request that you notify us of the names of your duly authorised officers and employees and you shall comply with any such request within five days of the date of that request using your user profile controls. You shall be responsible for any unauthorised use of your subscription.

7.8 References in these terms and conditions to Authorised User(s) are, in the case of an individual subscriber, references to the immediate family members of that subscriber who live in the same household and, in the case of a corporate subscriber, references to the officers or employees of that subscriber who have been duly authorised by that corporate user.

7.9 Any use of the Premium Service by any Authorised Users will be subject to these terms and conditions and it is your responsibility to apprise your Authorised Users of these terms and conditions. No subscription to the Premium Service can be used by more than one Authorised User simultaneously. You shall be responsible for the use (and any misuse) of this Website and the Premium Service by your Authorised Users (including for any loss which your Authorised Users suffer or incur) and for any unauthorised use of your subscription.

7.10 We may suspend the operation of this Website at any time without notice. We do not warrant that access to or use of this Website or of any sites or pages linked to it will be uninterrupted or error free.

7.11 We may change the format and content of this Website in our sole discretion at any time without notice. You should refresh your browser each time you visit this Website to ensure that you access the most up-to-date version of this Website and any information appearing on it.

  1. Termination

8.1 You understand and agree that, unless you notify STRIDE using your user profile controls that you wish to terminate your Premium Service subscription before the end of your current Subscription Term, your subscription will (subject to this clause 8) continue to automatically renew for successive terms of the same duration and the subscription fee in effect at the time of each renewal will automatically be charged your credit card, debit card or other payment mechanism selected by you using your user profile controls.

8.2 Cancellation notifications sent by e-mail will not be processed by STRIDE.

8.3 Refunds will not be issued in respect of any unexpired portion of any Premium Service subscription (irrespective of whether termination occurs as a result of your election or the exercise by STRIDE of any of our rights under these terms and conditions).

8.4 In circumstances where a Premium Service subscription is terminated as a result of your election or by STRIDE in the exercise of any of its rights under clause 8.5.4, you (and your Authorised Users) will have the right to continue to use the Premium Service until the expiry of the Subscription Term. In circumstances where a Premium Service subscription is terminated by STRIDE in the exercise of any of its rights under these terms and conditions (apart from the right provided by clause 8.5.4), your (and your Authorised Users’) right to use the Premium Service will terminate immediately.

8.5 STRIDE may cancel your subscription to the Premium Service without notice or liability in circumstances where:

8.5.1 we determine, in our sole discretion, that you (or any of your Authorised Users) are in breach of any of these terms and conditions;

8.5.2 any subscription fees or other charges billed to your credit card, debit card or other payment mechanism selected by you using your user profile controls are declined for any reason, or if any chargeback or refund is levied;

8.5.3 we determine, in our sole discretion, that your use of or access to the Premium Service or this Website violates any applicable law or regulation or otherwise inhibits any other subscriber from using or accessing the Premium Service or any other service offered by STRIDE on this Website; or

8.5.4 we so choose, in our sole discretion.

8.6 In circumstances where we cancel your subscription to the Premium Service, we may:

8.6.1 delete your user profile (and all data stored thereon);

8.7.2 block computers using your IP address from accessing this Website; and/or

8.7.3 contact your internet service provider and request that they block your access to this Website,

and you must not take any action to circumvent any such deletion or blocking (including by using a different account or IP address or by seeking to hide or alter your IP address).

8.7 None of the foregoing limits any other legal, equitable, or contractual rights available to STRIDE. In particular, we may bring court proceedings against you for breach of contract.

  1. Payment

9.1 We reserve the right to change our subscription fees from time to time. We may also add functions and features to this Website from time to time. Access to certain new functions and features may incur additional fees over and above the subscription fees. If access to any new functions and features will incur additional fees over and above the subscription fees, we will endeavour to bring this to your attention on the relevant pages of this Website. By accessing any new functions and features which incur additional fees over and above the subscription fees, you agree to pay for your access to those functions and features and authorise us to charge your credit card, debit card or other payment mechanism selected by you using your user profile controls. Current subscription fees (and fees for accessing new functions and features) can always be checked on the member benefits pages of this Website.

9.2 In order that STRIDE can continue to enhance the Premium Service, responded to feedback from users of the Premium Service and respond to changes in applicable regulation and law, STRIDE may wish, or be required, to change the Premium Service from time to time. STRIDE reserves the right to change the Premium Service from time to time without notice. Changes may include, without limitation, the addition or removal of features. If you are dissatisfied with any change which we make, your sole remedy will be to terminate your subscription to the Premium Service in accordance with these terms and conditions.

9.3 You must promptly notify STRIDE if any information relating to your credit card, debit card or other payment mechanism selected by you using your user profile controls changes or is no longer valid and of any other changes to the information regarding your credit card, debit card or other payment mechanism (including, but not limited to, changes to your billing address or other contact information). In the absence of such notification, STRIDE will assume that all of the information related to your credit card, debit card or other payment mechanism remains valid and will submit to the card processor or bank all information that it requires for approval, both when you initially subscribe and, if applicable, upon the commencement of any renewal of the Subscription Term. Without prejudice to any other rights we may have, in circumstances where any subscription fees or other charges billed to your credit card, debit card or other payment mechanism selected by you using your user profile controls are declined for any reason, or if any chargeback or refund is levied, STRIDE shall have the right to suspend your (and your Authorised Users’) access to the Premium Service until such subscription fees or other charges are paid in full. You agree to pay all reasonable costs (including attorneys' fees) actually incurred by STRIDE in collecting any unpaid subscription fees or other charges from you.

9.4 If any updated information regarding the credit card, debit card or other payment mechanism selected using your user profile controls is automatically passed to STRIDE by your card issuer or bank, that information will be treated by STRIDE as if it were originally provided by you.

  1. Exclusions and limitations of liability

10.1 YOUR ATTENTION IS DRAWN PARTICULARLY TO THE TERMS OF THIS CLAUSE 10 AND TO THE WARNINGS GIVEN AND SERVICE LIMITATIONS SUMMARISED IN PART A OF THESE TERMS AND CONDITIONS. The effect of this clause 10 and of the warnings given and service limitations summarised in Part A of these terms and conditions is to limit our liability to you.

10.2 Our liability is excluded (or, as the case may be, limited) to the maximum extent permitted by law.

10.3 Without prejudice to the generality of clause 10.2, nothing in these terms and conditions shall limit or exclude our liability for death or personal injury caused by our negligence, fraud or fraudulent misrepresentation.

10.4 Without prejudice to the generality of clauses 10.2 and 10.3, in no event shall STRIDE or any of its content providers be liable (whether for breach of contract, negligence or for any other reason) for:

10.4.1 loss of profits;

10.4.2 exemplary or special damages;

10.4.3 loss of sales;

10.4.4 loss of revenue;

10.4.5 loss of goodwill;

10.4.6 loss of any software or data;

10.4.7 loss of bargain;

10.4.8 loss of opportunity;

10.4.9 loss of use of computer equipment, software or data;

10.4.10 loss of or waste of management or other staff time, or

10.4.11 for any indirect, consequential or special loss, however arising.

10.5 Without prejudice to clauses 10.2, 10.3 and 10.4, our maximum liability (whether for breach of contract, negligence or for any other reason) shall be limited to the aggregate subscription fees (and any fees paid in respect of additional features pursuant to clause 9.1 of this Part B) which you have paid to us in respect of your subscription to the Premium Service.

10.6 This Website may include advertisements and links to external sites and co-branded pages in order to provide you with access to information and services which you may find useful or interesting. We do not endorse such sites or approve any content, information, goods or services provided by any of them. We are not responsible or liable for any loss or damage suffered by you as a result of your use of such sites or any information appearing on them.

10.7 We are not able to exercise control over the security or content of information passing over the internet and (without prejudice to the generality of clause 10.2), we:

10.7.1 hereby exclude all liability of any kind for the transmission or reception of infringing or unlawful information of whatever nature; and

10.7.2 accept no liability for loss or damage suffered by you as a result of accessing Website content which contains any virus or which has been maliciously corrupted.

  1. General provisions

11.1 These terms and conditions form the entire understanding between you and us with respect to the subject matter hereof and supersede all previous agreements, understandings and representations relating to that subject matter. You acknowledge that you have not relied on, and shall have no right or remedy in respect of, any statement, representation, assurance or warranty (whether made negligently or innocently) other than as expressly set out in these terms and conditions. Nothing in this clause shall limit or exclude any liability for fraud.

11.2 If any court or competent authority finds that any provision of these terms and conditions (or part of any provision) is invalid, illegal or unenforceable, that provision or part-provision shall, to the extent required, be deemed to be deleted, and the validity and enforceability of the other provisions of these terms and conditions shall not be affected. If any invalid, unenforceable or illegal provision of these terms and conditions would be valid, enforceable and legal if some part of it were deleted, the parties agree that the provision shall apply with the minimum modification necessary to make it legal, valid and enforceable.

11.3 You agree that we may sub-contract the performance of any of our obligations under these terms and conditions and that we may assign any of our rights without your consent or the need to give you notice.

11.4 STRIDE shall not be liable to you in respect of any delay or failure in performing our obligations under these terms and conditions to the extent that such delay or failure is caused by an event or circumstances that is beyond our reasonable control.

11.5 These terms and conditions and any dispute or claim arising out of or in connection with them or their subject matter or formation (including any non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of England and Wales. You agree that the courts of England and Wales shall have non-exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these terms and conditions or their subject matter or formation (including any no contractual disputes or claims).

  1. Principal trading address and company details

Stride Investment Ltd

Registered in Seychelles No: 130240

Suite 9, Ansuya Estate, Revolution Avenue, Victoria, Mahe, Seychelles

These terms and conditions were last updated on 7th March 2014.

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